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Terms of Service

Last updated: April 1, 2026

1. Acceptance of Terms

By accessing or using LumiFi, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Description of Service

LumiFi is a personal finance management tool that helps you track spending, manage budgets, and gain insights into your financial health. LumiFi is not a financial advisor and does not provide investment advice.

3. Account Responsibilities

You are responsible for maintaining the security of your account credentials. You agree to notify us immediately of any unauthorized access to your account.

4. Limitation of Liability

LumiFi is provided "as is" without warranties of any kind. We are not liable for any financial decisions you make based on information provided by our service.

5. Termination

You may terminate your account at any time through the Settings page. We reserve the right to suspend or terminate accounts that violate these terms.

6. Contact

For questions about these terms, contact us at legal@lumifi.net.