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Privacy Policy

Last updated: April 1, 2026

1. Information We Collect

LumiFi collects information you provide directly, including your name, email address, and financial account data connected through Plaid. We also collect usage data to improve our services.

2. How We Use Your Information

We use your information to provide and improve our financial management services, generate personalized insights, and communicate with you about your account.

3. Data Security

We encrypt sensitive financial data at rest and in transit. Bank credentials are never stored on our servers — we use Plaid's secure infrastructure for bank connections.

4. Data Sharing

We do not sell your personal information. We share data only with service providers necessary to operate LumiFi (e.g., Plaid for bank connections, analytics providers).

5. Your Rights

You can delete your account and all associated data at any time from the Settings page. You may also request a copy of your data by contacting us.

6. Contact

For privacy-related questions, contact us at privacy@lumifi.net.